The Credit Union Shares product is a financial product designed to show a member’s ownership stake in the institution. The current minimum shares per member stands at GHS 400.00

Savings Account is a type of financial product of the Credit Union that allows members to deposit their money and typically earn a modest amount of interest at the end of a given period.
There are five (5) different savings products currently being offered by JoCCU Limited. These include:

• a) Normal Savings
• b) Micro Savings
• c) Youth Savings
• d) Welfare Savings
• e) Current Savings

Loans product refers to financial product in the CU that allows money to be lent by the institution to its members on request. Currently the CU has four (4) different loan products being offered by JoCCU Ltd
These include:

• a) Individual Loan / Personal Loan
• b) Festive Loan
• c) Loan within Savings
• d) Emergency Loan

It is worthy to note that all our loans are protected against death by natural cause and incapacitations within the limits of the facility as defined by the Union.

This helps to enable the transfer of money between two (2) persons, the Credit Union and its members using mobile phones.

The write of the welfare is coming soon

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These are text messages sent to members upon performance of a transaction (Deposit, Withdrawal, etc) by the Credit Union.