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About

Board Structure

  1. Board Chairman –
  2. Board Vice Chairperson –
  3. Board Vice Chairperson –
  4. Board Secretary –
  5. Board Treasurer –
  6. Member –
  7. Manager –

As a financial co-operative organization, the Joy Co-operative Credit Union Limited (JOCCU), Juapong is jointly owned by all the members. The members of the Credit Union elect the Board of Directors (BoD) at the Annual General Meetings of which they are responsible for the policies and strategic directions of the institution.

Apart from the general mandate of the BoD to oversee the smooth operation of the Credit Union, it is the responsibility of the BoD to recruit a General Manager who also recruits other staff to be in charge of the day-to-day administration of the Credit Union.

The BoD presently works together with two (2) elected Committees: Loans and Supervisory Committee. The Loans Committee (LC) vets, approves or rejects loan applications and monitor loans granted whilst the Supervisory Committee (SC) plays the role of an Internal Auditor to ensure that standards are met.

The Education Committee (EC) which is an adhoc committee, appointed by the BoD also markets all the products and services as well as the necessary policies of the Credit Union to the members and general public.

The General Manager, who is appointed by the BoD, comes in to complete the management of the Credit Union. The Manager is in-charge of the daily administration of the Credit Union.

JoCCU Ltd presently operates from its own building with a well-furnished banking hall, General Manager’s Office, Board Room, etc at its head office at Juapong and three (3) other Agency Offices at Asikuma, Dzemeni and Peki. The Credit Union has current staff strength of thirty-one (31) including mobile bankers.

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